Coverdrone policies

Commercial Benefits

Flexible Periods of Cover

Once registered, you will have the option to choose from 1 day to 1 year and everything in between. When your cover is due to expire, just log back into your account and choose another period of cover.

Compliant with EU Regulation

Our policy fully complies with EU Regulation EC785/2004 providing both public liability and aviation liability (war risks) insurance, which are both applicable to commercial drone operators.

Public/Products liability insurance

Public liability insurance is compulsory under regulation 785/2004 and we offer varying levels of cover to suit your requirements, all of which comply with the regulations. Covers Data Protection and Invasion of Privacy claims but is not restricted to those.

Aviation liability insurance

Regulation 785/2004 stipulates ‘The insured risks shall include acts of war, terrorism, hijacking, acts of sabotage, unlawful seizure of aircraft and civil commotion’. Our policy includes this cover as standard.

Equipment – new for old cover

If the Insurer decides to replace your drone in the event of a claim the replacement will be the same make and type unless otherwise agreed with yourself.

Equipment – accidental loss or damage

Accidental loss of, or damage to, the UAS equipment (this includes associated equipment such as ground based units, laptops etc.) including disappearance.

Full cover whilst in transit and operation

Full policy cover is in force whether you are flying your drone, transporting it to and from location, or safely storing it (subject to certain excluded territories).

No restriction on flying hours

You can fly your drone(s) as little or as much as you like.

No Restriction on number of drones

Our policy will allow you to add as many drones as you require.

No restriction on number of operators

Our policies allow you to include as many drone operators as your business needs, working under your company control.

Coverdrone FlySafe App

The FlySafe app (available for iPhone, iPad and Android devices) delivers rich and accurate safety data ranging from airspace maps, dynamic restrictions and much more.

In-house fast claims service

Our specialist team are here to help with your claim every step of the way, as quickly as possible.

‘In-training’ cover

Once you have completed a ground school/theory test we can insure you. This will ensure you are covered to complete your flight training before attending your flight assessment.

Worldwide cover

You can operate your drone anywhere in the world under our policy, subject to certain excluded territories.

Cover for ‘high-risk’ premises

There are no premises exclusions within our policy we just ask that you comply with the appropriate national aviation regulations.

Professional indemnity

Covering legal liability for any negligent act, error or omission arising out of the use and operation of UAS. 

Increased costs of working cover

In the event of a claim under the equipment section we will cover any reasonable expenses in order for you to fulfil your contractual obligations, e.g. replacement drone hire.

Reinstatement of data cover

In the event of a loss under the equipment section we will cover any reasonable costs of retrieving or reinstating your data.

Hired-in (non-owned) equipment cover

This cover protects equipment that is not owned by you, but is hired-in under a hiring agreement.

Photographers Public Liability

If you carry out any ground based photography alongside your drone activities, we include the cover as standard under our liability section.