Coverdrone policies

Find out about policy features

Bigger, better cover

We offer the most competitive price / cover combination than any other commercial drone insurer on the market. 

Policy enhancement

We offer the biggest policy in the industry, but on a rare occasion you might need even more cover, we’re very happy to help and offer a competitive quote.

Five star service

We’re very proud of the good reputation we have built, and so we work very hard to maintain it and ensuring our customers are satisfied.

Which policy is right for you?

Our flexible policies are designed to meet different demands. You are able to select each cover as required to suit you individually. We’re constantly working with our underwriters to ensure each policy we offer covers as many eventualities as possible. When paired with our competitive pricing strategy we aim to give you the best policy on the market at the least cost.



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Compliant with EU Regulation Our policy fully complies with EU Regulation EC785/2004 providing both public liability and aviation liability (war risks) insurance, which are both applicable to commercial drone operators.
Aviation liability insurance Regulation 785/2004 stipulates ‘The insured risks shall include acts of war, terrorism, hijacking, acts of sabotage, unlawful seizure of aircraft and civil commotion’. Our policy includes this cover as standard.
Public/Products liability insurance Public liability insurance is compulsory under regulation 785/2004 and we offer varying levels of cover to suit your requirements, all of which comply with the regulations.
Equipment – new for old cover If the Insurer decides to replace your drone in the event of a claim the replacement will be the same make and type unless otherwise agreed with yourself.
Equipment – accidental loss or damage Accidental loss of, or damage to, the UAS equipment (this includes associated equipment such as ground based units, laptops etc.) including disappearance.
Full cover whilst in transit and operation Full policy cover is in force whether you are flying your drone, transporting it to and from location, or safely storing it (subject to certain excluded territories).
No restriction on flying hours You can fly your drone(s) as little or as much as you like.
‘In-training’ cover Once you have completed a ground school/theory test we can insure you. This will ensure you are covered to complete your flight training before attending your flight assessment.
Worldwide cover You can operate your drone anywhere in the world under our policy, subject to certain excluded territories.
Cover for ‘high-risk’ premises There are no premises exclusions within our policy we just ask that you comply with the appropriate national aviation regulations.
Professional indemnity Covering legal liability for any negligent act, error or omission arising out of the use and operation of UAS. Covers Data Protection and Invasion of Privacy claims but is not restricted to those.
Increased costs of working cover In the event of a claim under the equipment section we will cover any reasonable expenses in order for you to fulfil your contractual obligations, e.g. replacement drone hire.
Reinstatement of data cover In the event of a loss under the equipment section we will cover any reasonable costs of retrieving or reinstating your data.
Hired-in (non-owned) equipment cover This cover protects equipment that is not owned by you, but is hired-in under a hiring agreement.
No Restriction on number of drones Our policy will allow you to add as many drones as you require.
No restriction on number of operators Our policies allow you to include as many drone operators as your business needs, working under your company control.
Coverdrone FlySafe App The FlySafe app (available for iPhone, iPad and Android devices) delivers rich and accurate safety data ranging from airspace maps, dynamic restrictions and much more.
In-house fast claims service Our specialist team are here to help with your claim every step of the way, as quickly as possible.
Employers liability insurance If you employ staff in your drone business then you should have employers liability insurance.Optional
Photographers Public Liability If you carry out any ground based photography alongside your drone activities, we can cover this additional activity.Optional

Enhancing your policy further

Our policies are comprehensive, however, there may be additional insurance cover that your business needs, such as business travel cover, hired-in equipment cover, personal accident or employers’ liability.

If you need help, simply give our support team a call.

Working with ARPAS-UK

We work closely with ARPAS-UK and are able to offer a premium discount together with enhanced cover to ARPAS-UK members. Please get in touch for further information.