Keeping your drone insurance policy accurate isn’t just good admin; it’s key to making sure your cover works as expected when you need it. If your details or policy schedule are out of date, it runs the risk of slowing down a claim or even leading to its rejection.
Here are five simple things you can do to keep your details up to date and ensure your continued coverage.
1. Update Your Drone Details When You Change Equipment
If you upgrade your drone, buy a second one, or retire an older model, let your insurer know. The mistake we see most at Coverdrone is that someone assumes they are covered on their new drone without letting us know. Most policies are based on the specific drone(s) you’ve listed, including serial numbers. You should be able to update your policy mid-term without any hidden fees.
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At Coverdrone, updating and changing your Drone details is as simple as logging into your online account and adding a new drone – it only takes a few minutes!
2. Check Your Flying Purposes Still Match Your Policy
Maybe you started flying recreationally but are now doing commercial work. Or maybe you’ve added survey jobs or filming to your service list. Make sure your declared use on your insurance policy still reflects what you do, as different flying types carry different risks.
It’s important to be accurate and up front about what you use your drone for so that your cover is valid and appropriate. Failure to do this risks leaving you without cover, which can be punishingly expensive in the event of something going wrong.
If you’re not sure what kind of drone operator you are, take a look at our simple guide. If you need further support, you can always contact our dedicated customer support team.
3. Updates to Your Contact or Business Details
While your commercial policy already covers all pilots in your organisation, it’s still important to keep your core business details accurate. This includes your trading name, registered address, contact email, and phone number. These details are used for issuing documents, contacting you in the event of a claim, and ensuring regulatory alignment. A quick update in your Coverdrone dashboard can prevent delays and keep your policy running smoothly.
 4. Adjust Your Cover as Your Work Evolves
Operating in new locations? Expanding internationally? Adding higher-value equipment? Need to increase your Public Liability cover limit? A good provider will let you extend your policy as your business grows, and that’s where Coverdrone comes in.
Coverdrone offers worldwide cover as standard (with some restrictions), and you can adjust policy limits mid-term to reflect business growth. Having the option to scale up without starting from scratch helps you stay agile, and we are here to support you with that.
5. Review Your Policy Regularly
Set a reminder to review your cover before renewal. You might be paying for add-ons you no longer need, or you might spot something new to include.
It’s also a good idea to make use of any support offered by your insurance provider.
Some will offer a mid-term review or renewal consultation, which can help you identify any overlooked changes in your operations or gaps in cover. It’s worth taking advantage of these services to ensure your cover stays relevant.
Whether you’re a solo recreational flyer or a growing commercial team, accurate insurance keeps you protected. Keeping your policy current and accurate means less risk, less stress, and faster claims if anything ever goes wrong.
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Coverdrone customers have access to a friendly, specialist team that understands drone operations and can guide you through the process of updating your cover if you need it. The ability to make unlimited changes during your policy term without penalty is just one of the ways we support our customers.
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Ready to review or update your policy? With Coverdrone, you can make changes to your cover quickly and easily at no extra cost. Log in to your account to make your changes instantly or get a new quote in minutes to make sure your policy is always up to date.
