Commercial Drone Insurance

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For operators who use their drones for commercial or business purposes. With our comprehensive and award-winning commercial drone insurance, you can focus on the job at hand.

Cover Options

Explore our market-leading commercial drone insurance products, which ensure that you remain covered and compliant whenever you fly.  All Coverdrone insurance products are backed by leading A-rated insurers and supported by best-in-class customer service.

Public Liability

Protects your business from legal and financial risks if a third party makes a claim for injury or property damage. This includes in-training cover.

Product Liability

Cover for claims arising from bodily injury or property damage from any aviation products that cause damage or injury after sale.

Aviation Liability

Provides protection in line with aviation regulatory requirements, covering airspace infringements, mid-air incidents, or damage caused during flight.

Equipment Cover

Protects your drone and related equipment against accidental damage, theft, loss or flyaways during commercial operations.

Professional
Indemnity

Any negligent act, error, or omission in the conduct of business as the owner/operator of the insured drone.

Non-Owned

Cover for commercial use of drones or equipment that’s rented or hired, ensuring peace of mind.

Replacement Drone

Provides temporary equipment replacement to ensure ongoing contractual obligations, including reinstatement of data.

Data Liability

Protects your business against legal exposure from data breaches, loss of footage, or unauthorised access to non-public data.

Trespasser Costs

Provides cover for loss or damage to crops or other property following a drone crash.

Software Incompatability

Protects your business from issues arising around software compatibility in the event your drone is replaced post-claim.

Invasion of Privacy

Covers claims made by individuals alleging their privacy has been violated through drone use, whether by filming, photography, or data collection.

Wreck Removal

Provides reasonable expenses for the removal or disposal of a drone wreck from the crash site.

Civil Use of MOD Airfields

Automatically uplift your liability limits to meet the requirements to use a Ministry of Defence airfield.

Get Protected From

£120.74

per year

or just

£10.11

per month

*Correct premium calculation on 25/06/2025 based on commercial usage, no prior claims history and £1 million public liability only cover. Terms and conditions apply

Why Choose Coverdrone

Bespoke protection for commercial drone operators, including full cover whilst in flight, aviation liability, data protection and invasion of privacy, plus many other additional features to protect your business.

Fly worldwide

Wherever your work or adventures take you, stay protected under our policy (subject to certain excluded territories).

Fly with confidence

All our policies are fully EC785/2004 compliant and provided by leading aviation underwriters, giving you real assurance and protection.

Only pay for what you need

Choose a policy term that reflects your own drone use, from as little as one-days’ cover to protection for a full year.

Protect the things that matter

Get covered for third party liabilities, protect your own (or hired-in) equipment, or choose a mix of both for that extra peace of mind.

Don't feel restricted

No restrictions for high-risk premises or the number of flying hours, drones or pilots allowed per policy (commercial).

Protect against flyaways or theft

Flyaways are actually really common, even for the most experienced flyers. But there’s no need to worry. Our policies cover your drone if it is stolen or disappears.

Stay in control of your policy

Make changes to your policy at a time and place to suit you through your Online Account. You also have dedicated access to our customer service team.

New for old replacements

If your drone or associated equipment cannot be repaired, we’ll replace with the same make and model (subject to availability). Where this is not possible, we will provide the nearest equivalent model.

We're here when it matters most

In 2024, we paid over 95% of all claims reported into us. So you can fly with complete confidence, knowing that our helpful and award-winning in-house Claims Team will quickly get to work if something happens.

Drones and Operations We Cover

From compact quadcopters to advanced fixed-wing aircraft, Coverdrone insures a broad range of drone types and commercial operations. Whether you’re conducting aerial surveys, filming professionally, or training new pilots, our policies are designed to provide flexible, comprehensive cover, tailored to your business –  both the drones you use and the work you do.

BVLOS (Beyond Visual Line of Sight)

This includes flights underground or in confined spaces from distances of 1km to 100km+

Heavy drones

We can cover large and heavy drones up to and beyond 500 kilograms in weight.

Multiple drones

This includes drones being led by multiple operators at the same time and drone swarms.

Drone delivery services

This includes rural, urban, or rural and urban delivery.

Drone light shows

We cover co-ordinated aerial displays for events, festivals, and advertising.

Manage your policy, your way

Your online account gives you full control of your commercial drone insurance. Get a quote, purchase cover, make changes, accept renewals, and update your details, all in one place, at a time that suits you.

We're here to help

If you have a question, our Frequently Asked Questions are a great place to start as they include answers to lots of queries we typically receive. If you can’t find what you’re looking for, or if you’d prefer to speak to us, our dedicated Support Team are always on hand to provide further help and guidance.

Is Liability Insurance a Legal Requirement?

Yes. Public and Aviation Liability insurance is a legal requirement for commercial drone pilots in most countries. If you are unsure, we advise you to check with your local aviation authority or training centre.

Worldwide cover is provided as standard subject to the following excluded territories, if you need to operate your drone(s) in any of the following territories please contact us for a quote:

North Korea, Iran, Russia, Crimea, Ukraine and Belarus, Afghanistan, Iraq, Libya, Syria, Yemen, Nagorno-Karabakh, North Caucasian Federal District, Somalia, The Republic of Sudan, South Sudan, Burundi, Cabinda, Central African Republic, Congo, Democratic Republic of Congo, Eritrea, Ethiopia, Ivory Coast, Liberia, Mauritania, Georgia, Pakistan

Any country where the operation of the insured Aircraft is in breach of United Nations sanctions.

Award-winning Service

We’re really proud to have won and been shortlisted for many industry and consumer awards, in recognition of the high quality of our products and the service we provide to our clients. Take a look at some of our recent achievements.

National Insurance Awards 2025 Winners